Do I Need a Plan?

Think you won’t need a Health Plan?
In a national survey, 80% of students reported that health issues affected their academic performance.
Source: Canadian Council on Learning

Do you wear glasses or contacts?
Your Plan covers prescription glasses and contact lenses, eye examinations, and even laser eye surgery. Often other insurance plans offer limited or even no vision benefits. If you have another plan that includes vision, consider coordinating benefits between the two plans to receive additional coverage. Your student plan also offers a Vision Network in your area, that provides you with additional discounts. To find a vision care provider in your area, please refer to the Member’s services area on the top right hand side of the website.

Are vaccines mandatory for your program?
Many academic programs, internships, and volunteer programs require mandatory vaccinations, which are covered by your student Health Plan.

How much control and privacy do you have over your plan?
ASEQ never gives information to a third party without your consent, giving you complete control over your private medical history and claims.

Not sure if your Health Plan is a good deal?
Individually purchased health and dental insurance can easily cost over $900 per year. This plan was designed by students for students. Its low cost comes from the buying power of over 440,000 students from across the country. This makes it much less expensive than any private plan. Check around.

Are you sure that you’re completely covered elsewhere?
You might want to double check. A parents’ insurance plan will stop covering you completely if you’re a part-time student over 21, or a full-time student over the age of 25. As well, other plans usually won’t cover vaccinations, travel insurance or vision.

Is your parents’ health insurance enough?
Most plans won’t cover all your health, dental, travel and vision care costs on their own, but you can combine your student Health Plan with another plan for up to 100% coverage. To get more information about claiming and coordinating your benefits with another plan, read through the “How to Claim” section.