There are two steps to the opt-out process:

1) Initiate your opt out online
To initiate your opt out, select 'Opt Out Now' from the menu to the left during the Change-of-Coverage Period. Follow the on-screen instructions for opting out. You will need your student ID number and your date of birth. Opting out online ensures quick processing and allows you to receive an instant confirmation of your opt out.

Please note: The Opt Out Online section will only be active during the Change-of-Coverage Period, from Sept. 1 - 23. 2011.

2) Submit your proof of coverage
To complete your opt out (for the first time you opt out or if you didn't opt out last year), you’ll need to provide proof of coverage by an equivalent extended health and/or dental plan.

If you have proof available in electronic format, you can upload it directly to your profile to expedite your opt-out process. If you don't have your proof of coverage handy, you can return at a later time, sign in, and upload your proof of coverage.

Your provincial health care doesn’t provide coverage equivalent to the AMS Health & Dental Plan. Students can’t opt out if they’re covered only by OHIP or equivalent primary health-care coverage.

Acceptable proof must consist of either:

• A copy of a certificate or card clearly indicating your coverage for extended health and/or dental care, the insurance company name and the policy number, OR

• An image of a summary of benefits from an insurance company's website detailing your coverage for extended health and/or dental care, OR

• A letter from the plan sponsor (usually the employer) or the insurance company attesting that you’re covered for supplemental health and/or dental care.

• Aboriginal students who receive health and/or dental benefits from Health Canada may use their status card as proof of other coverage.

Uploading documentation:

• You can scan your document or take a picture of it with your phone or digital camera

• If your proof is from an insurance company's website, you can use your print screen button to capture an image of the screen detailing your coverage, then paste the image into a Word document, and upload it

• Accepted file formats: you can upload a PDF, a Word file (.doc), or an image (tiff, gif, jpeg, png).

If these steps aren’t completed by Sept. 23, 2011, your opt out will not be processed.

studentcare.net/works cannot accept any opt-out requests by mail, email, fax or telephone.

Students who opt out absolve the AMS, the insurance company(s), Queen’s University, studentcare.net/works, and any other involved party of all liability whatsoever for any loss suffered by the student. Students (or their parents in the case of minors) are responsible for familiarizing themselves with the contents of this website before they opt out.