How to Opt Out

How to Opt Out

Two Types of Opt Outs

1) Permanent Opt Out
If you complete a permanent opt out, you will still be assessed the Health & Dental Plan fee in future years if you remain an eligible student. However, you will not have to opt out again from the Health and/or Dental Plans for the duration of your studies as a full-time SCSU member at UTSC. A cheque for the amount of the Plan will be automatically issued to you each session you remain an eligible student. Please note that to complete a permanent opt out, you'll need to provide proof of coverage by an equivalent extended health plan. Please consider your choice carefully and contact studentcare.net/works if you have any questions.

2) Annual Opt Out
If you complete an annual opt out, your opt out is in effect from Sept. 1, 2009 - Aug. 31, 2010. If you return as an eligible student in September 2010, you'll be automatically re-enrolled in the SCSU Health & Dental Plan. Should you wish to opt out again next year, you must renew the opt out directly on this website, but you won't have to re-submit your proof of other coverage.

How to Opt Out
There are two steps to the opt-out process:

1) Initiate your opt out online
To initiate your opt out, select 'Opt Out Now' from the menu to the left during the Change-of-Coverage Period. Follow the on-screen instructions for opting out. You will need your student ID number and your date of birth. Opting out online ensures quick processing and allows you to receive an instant confirmation of your opt out.

Please note: The Opt Out Online section will only be active during the Change-of-Coverage Period.

2) Submit your proof of coverage (for Health opt outs only)
To complete your Health Plan opt out (for the first time you opt out, or if you didn’t opt out last year), you’ll need to provide proof of coverage by an equivalent extended health plan. If you have proof available in electronic format, you can upload it directly to your profile to expedite your opt-out process. You do not need proof of coverage by an equivalent dental plan to opt out of the SCSU Dental Plan.

Acceptable proof must consist of either:

• A photocopy of a certificate or card clearly indicating your coverage for extended health care, the insurance company name and the policy number, OR

• A letter from the plan sponsor (usually the employer) or the insurance company attesting that you’re covered for supplemental health care.

Students can submit proof of coverage directly online. If you request a complete opt out from the SCSU Health & Dental Plan, but do not provide proof of other equivalent health coverage before the deadline, you will only be opted out of the SCSU Dental Plan and will remain covered by the SCSU Health Plan.

If these steps aren’t completed by Sept. 30, 2009 (Jan. 18, 2010 for students starting in January), your opt out will not be processed.

studentcare.net/works cannot accept any opt-out requests by mail, email, fax or telephone.

You must pay all university fees even if you are opting out of the SCSU Health & Dental Plan. After your opt out is completed, and after the end of the Change-of-Coverage Period, a cheque for the amount of the Plan will be mailed to you by studentcare.net/works.

Please Note: If you opt out in the Fall Session, you will still be assessed the Plan fee in the Winter Session. However, you will not have to opt out again from the Plan during that policy year. A cheque for the amount of the Plan will be mailed to you each Session that you are assessed the Plan fee.

Students who opt out absolve the insurance company, the SU, studentcare.net/works and any other involved party of all liability whatsoever for any loss suffered by the student. Students are responsible for familiarizing themselves with the contents of this website before they opt out.

All student information is completely confidential and will only be used for the purpose of administrating the SCSU Health & Dental Plan.

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